I found some great tips for when you're looking to jumpstart your activity level, but don't have a ton of money to spend at the gym. Some things that I'm going to try:

• Walking or jogging through your neighborhood is just as effective as using an expensive treadmill without having to spend the extra cash. Plus, it's more natural for your body: Outdoor walking doesn't come with handrails, so it improves your body's ability to balance and stabilize itself.

• Exercise with a friend. Hiring a personal trainer can be a great way to learn safe and effective exercise instruction, but the cost is usually pretty high. Instead of spending $50 or more per session, split the cost with a friend and work out together. Sometimes a good workout partner can be all the motivation you need and you can learn new exercise ideas from each other!

• There are lots of ways to firm your muscles without spending money on equipment. Gallon containers of water weigh about eight pounds; the half-gallons, four. Jars and cans weigh a bit less and can be effective for working the shoulders.